Cytonn Investments Co-operative Society

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About Us

Cytonn Investment Co-operative Society Limited (Cytonn Co-op) is a platform to bring together like minded individuals to invest and grow their wealth. The investment co-operative enables its members to access high returning alternative investment areas such as real estate and private equity, which are usually not accessible to individual investors.

Our Mission: To deliver innovative and differentiated investment solutions that speak to our members' needs.

Our Vision: To be Africa's leading investment co-operative by consistently exceeding members' expectations.

Our Objectives

  • To grow members' wealth and provide a transparent investment platform, which delivers attractive returns not available to the ordinary investor; stocks and bonds have delivered about 12% p.a. over the last 5 years, while alternative investments have delivered about 25% p.a.
  • Create a platform where members can interact with like-minded investors looking to maximize the return on their investments,
  • Achieve economies of scale, bargaining power and capacity to invest in attractive investment, such as real estate, which require significant sums to start off, and,
  • Provide a platform that nurtures a community spirit and pride for our members

Benefits of Cytonn Co-operative Membership

The Cytonn Investment Co-operative Society Ltd is open to all members searching for attractive investment opportunities, attractive dividends and capital appreciation. The benefits include:

  • To grow wealth and provide a transparent investment platform, which delivers attractive returns not available to the ordinary investor; stocks and bonds have delivered about 12% p.a. over the last 5 years, while alternative investments have delivered about 25% p.a.,
  • Achieve economies of scale, bargaining power and capacity to invest in attractive investment opportunities, such as real estate, which usually require significant sums to start off, and,
  • Provide a platform that nurtures a community spirit and pride for our members.

Being a member of the Cytonn Co-op, you are able to access real estate products at introductory client offer prices. You watch as your investment grows, and with it your share price and access to the most compelling investment opportunities.

Our Products

The Cytonn Co-op offers very unique and innovative products for its members. To access these products, you must be a member of the Cytonn Co-op. One must select at least a product and the duration of investment on the application form.

  1. Cytonn Regular Investment Solutions (CRISP)

Cytonn Regular Investment Solutions Plan (CRISP) is an investment solution that enables an individual investor or a group of investors to attain their investment goals or objectives by offering a competitive, fixed rate of return.

Features of CRISP

  • Minimum initial investment amount is Kshs 100,000.
  • Fixed rate of return at 15% per annum.
  • Target minimum monthlyinvestment of Kshs 10,000.
  • Regular monthly investments should be made on the agreed date.
  • Investment duration/tenor – one (1) Year with an option of withdrawal or rolling over after maturity.
  • Early withdrawal will be subject to your interest being calculated at a rate of 5% lower than the agreed rate.

Description

Amount

Interest rate

Initial investment

Kshs.100,000/-

@ 15% p.a.  

Minimum Monthly investment

Kshs.10,000/-

 @15% pa

In 12-month total amount

Kshs.210,000

 

Total Interest earned for one the year

Kshs. 23,250/-

Withholding tax of 15% of interest Kshs.3, 488.00

Total Net Interest for the year

Kshs.19, 762/-

 

  1. Education Investment Plan – Elimisha Plan (EP)

Invest early, regularly to meet core needs of education with the Elimisha Plan. Education is of paramount importance to you and your loved ones; invest in it. A minimum investment of Kshs. 3,000 per month with a return of between 12% to 16%pa.

*Rate of return in %

12.0%

13.0%

14.0%

15.0%

16.0%

Contribution/Months (Kshs)

12 months

24months

36months

48months

60months

3,000

38,340

81,750

131,310

188,100

253,200

4,000

51,120

109,000

175,080

250,800

337,600

5,000

63,900

136,250

218,850

313,500

422,000

6,000

76,680

163,500

262,620

376,200

506,400

7,000

89,460

190,750

306,390

438,900

590,800

8,000

102,240

218,000

350,160

501,600

675,200

9,000

115,020

245,250

393,930

564,300

759,600

10,000

127,800

272,500

437,700

627,000

844,000

11,000

140,580

299,750

481,470

689,700

928,400

12,000

153,360

327,000

525,240

752,400

1,012,800

13,000

166,140

354,250

569,010

815,100

1,097,200

14,000

178,920

381,500

612,780

877,800

1,181,600

15,000

191,700

408,750

656,550

940,500

1,266,000

16,000

204,480

436,000

700,320

1,003,200

1,350,400

17,000

217,260

463,250

744,090

1,065,900

1,434,800

18,000

230,040

490,500

787,860

1,128,600

1,519,200

19,000

242,820

517,750

831,630

1,191,300

1,603,600

20,000

255,600

545,000

875,400

1,254,000

1,688,000

  1. Regular Investment Plan – Hatua Plan (HP)

You dream it, you invest for it. The Hatua Plan is a monthly investment plan at a minimum of Kshs. 3,000/- with a target return of between 12% to 16% for up to 10-years. When you keep your money aside, let it not be dormant, let it earn you a return with our Hatua Investment Plan.

*Rate of return in %

12.0%

13.0%

14.0%

15.0%

16.0%

Contribution/Months (Kshs)

12 months

24months

36months

48months

60months

3,000

38,340

81,750

131,310

188,100

253,200

4,000

51,120

109,000

175,080

250,800

337,600

5,000

63,900

136,250

218,850

313,500

422,000

6,000

76,680

163,500

262,620

376,200

506,400

7,000

89,460

190,750

306,390

438,900

590,800

8,000

102,240

218,000

350,160

501,600

675,200

9,000

115,020

245,250

393,930

564,300

759,600

10,000

127,800

272,500

437,700

627,000

844,000

11,000

140,580

299,750

481,470

689,700

928,400

12,000

153,360

327,000

525,240

752,400

1,012,800

13,000

166,140

354,250

569,010

815,100

1,097,200

14,000

178,920

381,500

612,780

877,800

1,181,600

15,000

191,700

408,750

656,550

940,500

1,266,000

16,000

204,480

436,000

700,320

1,003,200

1,350,400

17,000

217,260

463,250

744,090

1,065,900

1,434,800

18,000

230,040

490,500

787,860

1,128,600

1,519,200

19,000

242,820

517,750

831,630

1,191,300

1,603,600

20,000

255,600

545,000

875,400

1,254,000

1,688,000

  1. Co-op Premier Plan

With Co-op Premier Plan you are assured of high returns, and with shorter durations. It is aimed at equipping you with the very investment culture that will enable you build wealth within a short time.  It is for the middle level executives who have the urge to grow their wealth as they continue working in their full time employment. From a minimum amount of Kshs. 10,000/- per month you are assured of getting high returns from 13% – 16%pa.

*Rate of return in %

13.0%

14.0%

15.0%

16.0%

Contribution/Months

(Kshs)

12 months

24months

36months

48months

10,000

128,450

275,000

443,250

636,800

12,500

160,563

343,750

554,063

796,000

15,000

192,675

412,500

664,875

955,200

17,500

224,788

481,250

775,688

1,114,400

20,000

256,900

550,000

886,500

1,273,600

22,500

289,013

618,750

997,313

1,432,800

25,000

321,125

687,500

1,108,125

1,592,000

27,500

353,238

756,250

1,218,938

1,751,200

30,000

385,350

825,000

1,329,750

1,910,400

32,500

417,463

893,750

1,440,563

2,069,600

35,000

449,575

962,500

1,551,375

2,228,800

37,500

481,688

1,031,250

1,662,188

2,388,000

40,000

513,800

1,100,000

1,773,000

2,547,200

42,500

545,913

1,168,750

1,883,813

2,706,400

45,000

578,025

1,237,500

1,994,625

2,865,600

47,500

610,138

1,306,250

2,105,438

3,024,800

50,000

642,250

1,375,000

2,216,250

3,184,000

  1. Land Investment Plan – Plotika Plan

We help you invest as you plan to purchase your own plot at your location of choice. This plan allows you to invest money with high rate of return to enable you buy a plot or a dream house. From as little as Kshs. 10,000/- per month, you are assured of realizing your dreams with Plotika Plan. A rate of return between 12% and 16% for investment from 1year.

 *Rate of return in %

12.0%

13.0%

14.0%

15.0%

16.0%

 Contribution/Months

(Kshs)

                     12months

                 24months

                 36months

                 48months

                     60months

           10,000

               127,800

        272,500

        437,700

        627,000

           844,000

           11,000

               140,580

        299,750

        481,470

        689,700

           928,400

           12,000

               153,360

        327,000

        525,240

        752,400

        1,012,800

           13,000

               166,140

        354,250

        569,010

        815,100

        1,097,200

           14,000

               178,920

        381,500

        612,780

        877,800

        1,181,600

           15,000

               191,700

        408,750

        656,550

        940,500

        1,266,000

           16,000

               204,480

        436,000

        700,320

     1,003,200

        1,350,400

           17,000

               217,260

        463,250

        744,090

     1,065,900

        1,434,800

           18,000

               230,040

        490,500

        787,860

     1,128,600

        1,519,200

           19,000

               242,820

        517,750

        831,630

     1,191,300

        1,603,600

           20,000

               255,600

        545,000

        875,400

     1,254,000

        1,688,000

           21,000

               268,380

        572,250

        919,170

     1,316,700

        1,772,400

           22,000

               281,160

        599,500

        962,940

     1,379,400

        1,856,800

           23,000

               293,940

        626,750

     1,006,710

     1,442,100

        1,941,200

           24,000

               306,720

        654,000

     1,050,480

     1,504,800

        2,025,600

           25,000

               319,500

        681,250

     1,094,250

     1,567,500

        2,110,000

* Early withdrawal/forfeiture will be subject to your interest being calculated at a rate of 5% lower than the agreed rate.

  1. Cytonn Sharpland

The Cytonn Sharpland projects are a unique concept that allow you to own land in prime areas with ease of access to major highways and key amenities at pocket-friendly and flexible payment plans. The parcels are carefully selected through a thorough research process by the Cytonn Real Estate research team. We extend 3-5% discounts to any member of our co-operative as well as a payment plan for up to 5years. We have various projects which include:

Kanzi Plains: Located in Ongata Rongai 5km from Nazarene University, it consists of 400 serviced plots each measuring 50 by 100 (1/8 of an acre). With access to water, electricity and an internal all weather road, Kanzi Plains is suitable both as an investment or as a home. Kanzi Plains has a potential capital appreciation rate of 37%. You can reserve your plot with as little as Ksh. 25,000 per month payment plan.

Newtown: An exceptional master planned development within the greater Nairobi Metropolis that once complete, will comprise of residential, commercial, educational, logistics, recreational and hospitality precincts.  Newtown sits on approximately 1000 acres located in Athi River, Machakos County, approximately 10 km off Mombasa Road along Mutongoni Road. The development aims to provide a world class city that will creates a ‘Live’ ‘work’ and ‘play’ environment

How do I Join the Cytonn Co-op?

To join, you are required to:

  1. Fill the application form,
  2. Provide a copy of your Identification Document and/or Passport
  3. Provide 2 passport size photographs
  4. Pay Kshs. 4,000/- Via M-Pesa Paybill option (steps listed in the application form)

A target minimum monthly shares of Kshs. 1,000/-

Registration Form Cooperative by-laws Contact Us
© 2017 Cytonn Investments Management Ltd